Checking Accounts Free Checking NOW Account Money Market Checking Account Saving Accounts Regular Passbook Christmas Club

Free Checking:

• Minimum balance to open account: $100.00
• Do not have to maintain a minimum balance
• Unlimited checks
• You purchase your checks

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NOW Account

• Competitive interest rates
• Contact your local Unico Bank office for opening requirements.

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Money Market Checking Account

• Minimum balance to open account: $1000.00
• A maintenance fee will be imposed every statement cycle if the balance in the account falls below $1000.
• Transfers from a Money Market checking account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft or similar order to third parties
• An excess transaction fee will be charged for each debit transaction in excess of six during a statement cycle

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SAVINGS ACCOUNT

Regular Passbook

• Minimum balance to open the account: $100
• If your balance falls below $100 on any day in the calendar month we will impose a maintenance fee of $2 for that calendar month
• If your balance is at least $100 on every day in the calendar month but falls below $200 on any day during the calendar month we will impose a maintenance fee of $1 for that calendar month.
• If your balance is $200 or more on each day during the calendar month there will be no maintenance fees
• We use the daily balance method to calculate the interest on your account

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Christmas Club

• Allows you to save a small amount for 50 weeks for Christmas
• You may deposit any amount at any time
• Receive interest on your account
• You will receive your Christmas Club check in time to shop for Christmas.

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IMPORTANT INFORMATION ABOUT
PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

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