Thursday, August 28, 2014

Checking Accounts

CHECKING ACCOUNTS:

Free Checking:

  • Minimum balance to open account: $100.00
  • Do not have to maintain a minimum balance
  • Unlimited check writing
  • You purchase your checks

NOW Account:

  • Competitive interest rates
  • Contact your local Unico Bank office for opening requirements.

Money Market Checking Account:

  • Minimum balance to open account: $1000.00
  • A maintenance fee will be imposed every statement cycle if the balance in the account falls below $1000.
  • Transfers from a Money Market checking account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft or similar order to third parties
  • An excess transaction fee will be charged for each debit transaction in excess of six during a statement cycle

 

Premium Money Market Checking Account:

  • Minimum balance to open account: $1000.00
  • Premium interest rate*
  • A maintenance fee will be imposed every statement cycle if the balance in the account falls below $1000.
  • Transfers from a Money Market checking account to another account or to third parties by preauthorized, automatic, or telephone transfer are limited to six per statement cycle with no more than three by check, draft or similar order to third parties
  • An excess transaction fee will be charged for each debit transaction in excess of six during a statement cycle

 

*See customer service representative for details and requirements.
 
 

New "U" Checking:

  • Designed for those who have had problems with their checking account in the past*
  • Minimum balance to open account: $100.00
  • Do not have to maintain a minimum balance
  • You purchase your checks
  • $6.95 monthly fee

 

*See customer service representative for details and requirements.

 

 

 

 

 

Help Us Prevent Identity Fraud...

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What does this mean for you? When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

 

Unlawful Internet Gambling

Restricted transactions are prohibited from being processed through your account with us as required by the Unlawful Internet Gambling Enforcement Act of 2006 and Regulation GG. A restricted transaction is a transaction or transmittal involving any credit, funds, instrument, or proceeds in connection with the participation of another person in unlawful Internet gambling.