Monday, November 24, 2014

Financial Privacy

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS PRIVACY DISCLOSURE
This is our privacy notice for our customers. When we use the word "you" and "Your" we mean the following types of customers:

*All of our consumer customers who have a continuing relationship with us, such as:
o Deposit Account
o Loan Account
o Credit Card
o Safe Deposit Box
o Retail installment contract we hold and service
o Self-directed IRA where we act as custodian or trustee
o Financial, investment, or economic advisory services (for a fee)
o Home mortgage brokerage

INFORMATION WE COLLECT ABOUT YOU
We collect non public personal information about you from the following sources:

*Information we receive from you on applications or other forms
*Information about your transactions with us, our affiliates, or others
*Information we receive from consumer-reporting agency

NO DISCLOSURES OUTSIDE OF EXCEPTIONS
We do not disclose any nonpublic information about our customers or former customers to anyone, except as permitted by law.
Nonpublic personal information means information about you we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.


CONFIDENTIALITY AND SECURITY
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you.

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Missouri Offices: Potosi, Irondale, Kennett, Desloge.  Arkansas Offices: Paragould, Trumann, Marked Tree, Harrisburg
www.unicobank.com Member FDIC