Whatever your personal need may be, you’ll find a Unico Bank loan officer with an interest in assisting you to determine the best financing option for you and your family.  Make that dream a reality with Unico Bank’s full line of Mortgage products.  Competitive rates and terms to fit your budget.  Consumer Loans Your life, your family…..Whatever you need. Unico Bank has the loan for you. §         Automobile Loans v     Unico Bank will loan money for the purchase of all types of vehicles, whether for business, pleasure or both. No matter if you’re in the market for something new or used, we have the perfect payment for your budget. §        Boat Loans/Recreational Vehicles v     You’ve worked hard to afford a little luxury, So, you shouldn’t have to work even harder finding an affordable rate.  We offer special boat and RV loans that go easy on your pocketbook. Because recreation is even more enjoyable when you know you’re saving money. §         Debt Consolidation v     Consolidating your debts can save you time and money by reducing interest payments and monthly bills down to one.  We offer competitive rates and a perfect way to stay on top of your debts. §         Personal Loans v     Our loan specialists are ready to assist with your personal needs no matter what it may be.  Now might be the perfect time to take that second honeymoon…or go on an adventure with the kids.  §         Personal Lines of Credit v     Finance short-term needs with a Unico Bank Line of Credit. Once your credit is established, the funds you need will be available instantly. You only borrow as much as you need, when you need it. §         Carefree Overdraft Protection Loans v     Get the peace of mind that comes with overdraft protection—and not having to worry about overdrawing your account.  Besides being prepared for unexpected purchases or any other emergencies that pop up, you’ll save on overdraft worries. Home Loans ·        Residential Real Estate Loans v     Unico Bank offers competitive rates interest rates and terms on purchasing your first home or refinancing an existing mortgage.  We specialize in primary residential lending. ·        Home Improvement Loans v     Before you call the carpenter, you may want to call Unico Bank about a home improvement loans.  It can be used to fix the roof, purchase appliances, or even add on that atrium you’ve always dreamed of.  Its’ affordable.  And it’s another way to take advantage of our low loan rates. ·        Construction Loans v     If building a home is your goal, let Unico Bank help you with a construction loan.  Our loan officers can guide you through the financial requirements and establish a repayment plan, which will be flexible enough to handle construction modifications and permanent enough to see the loan to maturity. Agricultural Loans v     If you are interested in farming operation, Unico Bank offers crop production loans as well as loans to purchase equipment and farmland. Agriculture is the largest industry in Southeast Missouri and Unico Bank strongly supports the area farmers. Commercial Loans ·        Commercial Real Estate Loans v     We lend strength to our communities by helping local business grow and prosper to provide more jobs for area residents. Unico Bank offers a full array of lending services, all with competitive rates, flexible terms and repayment schedules.